HMRC-recognised
Xero
The accountants' favourite. Simple plan is good value.
by Xero Limited
Price
From £7/mo
Simple £7/mo; Starter £18/mo; Standard £36/mo
Best for
Sole TradersLandlordsFreelancersVAT-Registered
Features
Bank feedsMobile appReceipt scanningInvoicingAccountant accessVAT submission
Overview
Xero is the most widely used cloud accounting platform among UK accountants. The £7/mo Simple plan is the cheapest entry from a major provider and covers most sole trader or landlord needs for MTD.
Pros
- +Cheapest entry point from a major platform
- +Huge accountant ecosystem (easy to hand off later)
- +Clean, fast interface
Cons
- −Simple plan is limited on features — Starter is where it gets useful
- −Not purpose-built for landlords
Our take
Safe, popular choice. The Simple plan is where most small sole traders should start.