FreeAgent vs Sage Accounting
Side-by-side comparison for Making Tax Digital for Income Tax.
FreeAgent
Free if you have a NatWest Group business account — otherwise £19–£33/mo.
FreeAgent is a polished UK-built accounting platform owned by NatWest. It's free if you hold a business current account with NatWest, Royal Bank of Scotland or Ulster Bank, or a free Mettle business account — and you make at least one transaction a month. Outside that, it's a paid subscription. Strong for sole traders and landlords wanting automation.
Visit FreeAgentSage Accounting
Established UK brand, trusted by accountants.
Sage's cloud accounting product. Solid, enterprise-backed, wide accountant adoption. Has a dedicated landlord flow.
Visit Sage AccountingAt a glance
| FreeAgent | Sage Accounting | |
|---|---|---|
| Price from | Free | £15/mo |
| Free tier | Yes | No |
| HMRC-recognised | Yes | Yes |
| Best for | Sole Traders, Landlords, Freelancers, VAT-Registered | Sole Traders, Landlords, VAT-Registered |
| Features | Bank feeds, Mobile app, Receipt scanning, Invoicing, Multiple properties, Accountant access, VAT submission | Bank feeds, Mobile app, Receipt scanning, Invoicing, Multiple properties, Accountant access, VAT submission |
FreeAgent verdict
If you already have a NatWest Group business account — or are willing to open a (free) Mettle account — this is effectively free. Otherwise it's an expensive full-fat accounting platform.
Sage Accounting verdict
Solid choice if your accountant prefers Sage. Otherwise Xero gives you more for less.