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QuickBooks vs FreeAgent

Side-by-side comparison for Making Tax Digital for Income Tax.

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QuickBooks

Big US brand with strong UK MTD support.

QuickBooks Online is Intuit's cloud accounting product. Regular heavy discounts (often 90% off for 6 months) make it effectively cheap to start. Full MTD VAT and Income Tax support.

Visit QuickBooks

FreeAgent

Free if you have a NatWest Group business account, otherwise £19–£33/mo.

FreeAgent is a polished UK-built accounting platform owned by NatWest. It's free if you hold a business current account with NatWest, Royal Bank of Scotland or Ulster Bank, or a free Mettle business account, and you make at least one transaction a month. Outside that, it's a paid subscription. Strong for sole traders and landlords wanting automation.

Visit FreeAgent

Full feature comparison

 QuickBooksFreeAgent
Pricing & compliance
Price from£12/moFree
Free tier
HMRC-recognised
Features
Bank feeds
Mobile app
Receipt scanning
CIS support
Furnished holiday let support
VAT submission
Bridging software
Invoicing
Multiple properties
Accountant access
Best suited to
Sole Traders
Landlords
Airbnb / Short-let Hosts
CIS Subcontractors
Uber & Gig Drivers
Freelancers
Spreadsheet Users
Simple Affairs
Accountants
VAT-Registered

✓ = supported. Based on each provider's published plans; check their site for the latest details.

QuickBooks verdict

A strong all-rounder, especially for CIS subcontractors. Watch the post-intro pricing.

FreeAgent verdict

If you already have a NatWest Group business account, or are willing to open a (free) Mettle account, this is effectively free. Otherwise it's an expensive full-fat accounting platform.

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