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QuickBooks vs FreeAgent

Side-by-side comparison for Making Tax Digital for Income Tax.

QuickBooks

Big US brand with strong UK MTD support.

QuickBooks Online is Intuit's cloud accounting product. Regular heavy discounts (often 90% off for 6 months) make it effectively cheap to start. Full MTD VAT and Income Tax support.

Visit QuickBooks

FreeAgent

Free if you have a NatWest Group business account — otherwise £19–£33/mo.

FreeAgent is a polished UK-built accounting platform owned by NatWest. It's free if you hold a business current account with NatWest, Royal Bank of Scotland or Ulster Bank, or a free Mettle business account — and you make at least one transaction a month. Outside that, it's a paid subscription. Strong for sole traders and landlords wanting automation.

Visit FreeAgent

At a glance

 QuickBooksFreeAgent
Price from£12/moFree
Free tierNoYes
HMRC-recognisedYesYes
Best forSole Traders, Freelancers, VAT-Registered, CIS SubcontractorsSole Traders, Landlords, Freelancers, VAT-Registered
FeaturesBank feeds, Mobile app, Receipt scanning, Invoicing, Accountant access, VAT submission, CIS supportBank feeds, Mobile app, Receipt scanning, Invoicing, Multiple properties, Accountant access, VAT submission

QuickBooks verdict

A strong all-rounder, especially for CIS subcontractors. Watch the post-intro pricing.

FreeAgent verdict

If you already have a NatWest Group business account — or are willing to open a (free) Mettle account — this is effectively free. Otherwise it's an expensive full-fat accounting platform.

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