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Pandle vs QuickFile

Side-by-side comparison for Making Tax Digital for Income Tax.

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Pandle

Free cloud bookkeeping with built-in MTD submission.

Pandle is UK cloud bookkeeping software with a genuinely free, unlimited tier. HMRC-recognised for MTD Income Tax, you keep digital records and submit quarterly updates directly, with no bridging tool needed. The paid Pro tier adds bank feeds and cash-flow forecasting.

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QuickFile

UK-built, genuinely free under 1,000 transactions/year.

QuickFile is a UK-built cloud accounting platform with a generous free tier, free for small businesses with fewer than 1,000 nominal ledger entries in a year, and £60/yr above that. Full MTD support for VAT and Income Tax, HMRC-recognised on the free tier with no MTD features held back behind the paywall. Probably the most capable free accounting tool in the UK market, with Pandle and Clear Books as the closest free alternatives.

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Full feature comparison

 PandleQuickFile
Pricing & compliance
Price fromFreeFree
Free tier
HMRC-recognised
Features
Bank feeds
Mobile app
Receipt scanning
CIS support
Furnished holiday let support
VAT submission
Bridging software
Invoicing
Multiple properties
Accountant access
Best suited to
Sole Traders
Landlords
Airbnb / Short-let Hosts
CIS Subcontractors
Uber & Gig Drivers
Freelancers
Spreadsheet Users
Simple Affairs
Accountants
VAT-Registered

✓ = supported. Based on each provider's published plans; check their site for the latest details.

Pandle verdict

One of the strongest free options, if the free plan covers you, there's little reason to pay.

QuickFile verdict

The best free accounting option for sole traders who've outgrown HMRC's basic tool, with double-entry bookkeeping, bank feeds, and MTD filing all included on the free tier.

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