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Xero vs QuickBooks

Side-by-side comparison for Making Tax Digital for Income Tax.

Xero

The accountants' favourite. Simple plan is good value.

Xero is the most widely used cloud accounting platform among UK accountants. The £7/mo Simple plan is the cheapest entry from a major provider and covers most sole trader or landlord needs for MTD.

Visit Xero

QuickBooks

Big US brand with strong UK MTD support.

QuickBooks Online is Intuit's cloud accounting product. Regular heavy discounts (often 90% off for 6 months) make it effectively cheap to start. Full MTD VAT and Income Tax support.

Visit QuickBooks

At a glance

 XeroQuickBooks
Price from£7/mo£12/mo
Free tierNoNo
HMRC-recognisedYesYes
Best forSole Traders, Landlords, Freelancers, VAT-RegisteredSole Traders, Freelancers, VAT-Registered, CIS Subcontractors
FeaturesBank feeds, Mobile app, Receipt scanning, Invoicing, Accountant access, VAT submissionBank feeds, Mobile app, Receipt scanning, Invoicing, Accountant access, VAT submission, CIS support

Xero verdict

Safe, popular choice. The Simple plan is where most small sole traders should start.

QuickBooks verdict

A strong all-rounder, especially for CIS subcontractors. Watch the post-intro pricing.

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