Free tierHMRC-recognised
HMRC's own free tool
The government's own MTD tool — free, but basic.
by HMRC
Price
Free
Best for
Simple AffairsSole TradersLandlords
Features
Basic submission only
Overview
HMRC has its own free software for simple MTD Income Tax cases. No bank feeds, no receipt scanning, no fancy dashboards — but for a sole trader or landlord with straightforward affairs, it does the legal minimum at zero cost.
Free tier
Entirely free, no paid tier.
Pros
- +Genuinely free forever
- +Made by HMRC, so compatibility is guaranteed
- +No upsells
Cons
- −No bank feeds or automation
- −No receipt scanning or mobile app
- −Only works for the simplest cases
- −You do all the data entry manually
Our take
If your affairs are simple and you're cost-sensitive, start here. You can always upgrade later.