Crunch
Accounting software plus access to real accountants.
by Crunch
Worth it if you want an accountant in the loop — pricey if you only need compliant software.
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Overview
Crunch combines online accounting software with access to real accountants, aimed at freelancers, contractors and small businesses. HMRC-recognised, with full MTD Income Tax support for the April 2026 rollout.
+Pros
- ✓Real accountants included, not just software
- ✓Good for freelancers and contractors who want hand-holding
- ✓Unlimited support on paid plans
−Cons
- ✕More expensive than software-only tools
- ✕Overkill if you just need MTD submission
Crunch — frequently asked questions
How much does Crunch cost?+
Crunch has a free bookkeeping-only plan. Paid plans start from around £10+VAT per month, and plans combining the software with real accountant support start from roughly £21.60+VAT per month.
Is Crunch HMRC-recognised for MTD?+
Yes. Crunch is HMRC-recognised and supports MTD for Income Tax for the April 2026 rollout.
Is Crunch software or an accountancy service?+
Both. Crunch is online accounting software bundled with access to real accountants — that's its main selling point over software-only tools. You get the system plus human support and advice.
Who is Crunch best for?+
Freelancers, contractors and small businesses who want an accountant in the loop rather than just software. If you only need a tool to file MTD submissions, a cheaper software-only option will do.